Terms & Conditions
Last updated: October 5, 2026
Using Skivlo
Skivlo provides free calculators for business planning. By using the site, you agree to these terms.
No professional advice
Results are planning estimates based only on the numbers you enter. They are not tax, accounting, legal, or financial advice. See the Disclaimer.
Accuracy
We aim for correct formulas, but the site is provided "as is" without warranties. You are responsible for checking results before relying on them.
Limitation of liability
To the extent allowed by law, Skivlo is not liable for losses or decisions made based on calculator results.
Acceptable use
Do not misuse the site, attempt to disrupt it, or copy it in bulk for redistribution.
Changes
These terms may be updated. Continued use of the site means you accept the current version.